Payment Policy – HomeCozey

Effective date: 03-10-2025

At HomeCozey, we value your safety and convenience. This Payment Policy explains the payment methods we accept and the security measures we apply to protect your transactions.

Payment Methods

Credit/Debit Card

We accept all major credit and debit cards, including Visa, MasterCard, American Express, and Discover.


How to pay with your card:

  1. Select “Credit/Debit Card” at checkout.
  2. Enter your card details (card number, expiration date, CVV).
  3. Complete the billing information as requested.
  4. Confirm your payment.
    You will then receive an on-screen confirmation and a purchase confirmation email.

PayPal

You can also pay securely via PayPal:

  1. Select “PayPal” at checkout.
  2. Log in to your PayPal account or create a new one.
  3. Select your preferred funding source (bank account, credit card, or PayPal balance).
  4. Confirm your payment.
    After completion, you will be redirected back to our website for order confirmation.

Apple Pay & Google Pay

For customers using Apple or Google devices, we support Apple Pay and Google Pay for a seamless, secure checkout:

  1. Select “Apple Pay” or “Google Pay” at checkout.
  2. Authenticate with Face ID, Touch ID, or your device password.
  3. Confirm your shipping and billing details.
  4. Once successful, you will be redirected back to our site and receive order confirmation.

Security and Protection

Your security is our highest priority.

  • All payments are encrypted using industry-standard SSL technology.
  • We do not store your credit card or bank details on our servers.
  • Our systems are regularly updated to meet the latest compliance and regulatory requirements.

Customer Service

If you have questions or issues regarding payments, please contact us:

Email: support@homecozey.store

Customer service is available Monday to Friday, 09:00 – 17:00. We aim to reply within 24–48 business hours

Frequently Asked Questions
Where do you ship?

We ship to the United States and to many other countries, including Canada, the United Kingdom, Australia and most of Europe. If your country is available at checkout, we can deliver to you.
How much does shipping cost?

Shipping is completely free. There are no hidden fees—your total cost will be clearly shown at checkout.
How long will it take to receive my order?

United States: 7–12 business days from the day you order.

Other countries: 10–20 business days.

These times include 1–3 business days to process and pack your order. You'll get a tracking number by email when it ships. Delivery times are estimates and can vary with customs, weather or carrier peak seasons.
I received a damaged or defective product. What should I do?

Email us within 30 days of delivery with your order number and a photo or short video of the issue.

We'll send a free replacement or a full refund, your choice. You never pay return shipping for damaged, defective or wrong items, and usually you won't need to send the item back.
What condition must items be in to be eligible for a refund?

- Unused

- Undamaged

- In their original packaging with all labels/tags attached.
Do I have to pay for return shipping?

Defective, damaged, or incorrect products: No cost to you. We cover the return shipping.

Change of mind: You will be charged the actual return shipping cost. This includes situations where the product does not fit, you ordered the wrong item, or you no longer want it.
How do I start a return?

1. Email support@homecozey.store with your order number and a short explanation of why you want to return the product.

2. We'll reply within 1–2 business days with the return address and next steps.
What is your return policy?

You can return an unused item in its original packaging within 30 days of delivery. Change-of-mind return shipping is paid by the customer; there are no restocking fees. Damaged, defective or wrong items are always replaced or refunded free. See our Return & Refund Policy for full details.